What are the requirements for the homebuyer classes?

Before you sign a sales contract , you must complete a home buyers’ education course. When you complete the course, you will receive a “Home Buyer’s Certificate.”

Home Buyers classes are offered through the following agencies:

Arundel Community Development Services, Inc. (ACDS)

2666 Riva Road, Suite 210
Annapolis, MD 21401

Anne Arundel County Economic Opportunity Committee

251 West Street
Annapolis, MD 21401
410-626-1900 ext. 1004

Please contact the agencies above for information on class availability. We will accept Home Buyers Certificates from other organizations which provide HUD certified home buyer classes.

Show All Answers

1. How are the prices of for-sale units determined?
2. What is the occupancy period on a for-sale MPDU and what does it mean?
3. What other financial means does an applicant need to purchase an MPDU?
4. What other monthly costs besides a mortgage payment must I pay if I purchase an MPDU?
5. What are the requirements for the homebuyer classes?
6. Do you provide financing for my home?
7. Is assistance offered for down payment and settlement expenses?
8. Can a buyer add upgrades to the allowable sales price of a unit and included in the mortgage?
9. Can a buyer have a cosigner for a mortgage loan?
10. What is the occupancy period for purchased MPDUs? What does this mean in terms of reselling a unit?
11. If I pay off my mortgage, does my obligation to the MPDU program remain in effect?
12. Can an MPDU owner refinance their MPDU at current market value?