Any person or household who meets the minimum program requirements may apply for the MPDU program. You must be income-eligible and have the necessary income to make mortgage or rent payments and you must not currently own a home.
The maximum income limits for the City of Annapolis MPDU Program FY 2023 are as follows:
|Household size||Maximum Income*|
* Gross annual income from all current sources for all wage earners in the household.
In addition, you must be one of the following:
- A City of Annapolis resident within the corporate limits (see map); or
- An employee of the City of Annapolis beyond your probationary period; or
- Be employed within the City limits for at least the past 12 months; or
- Be a full-time teacher or staff member in an elementary, middle or high school within the city limits; or
- A full-time teacher or staff member in the Annapolis Senior High School district, which includes Annapolis Senior High School, Annapolis Middle School, Hillsmere Elementary School, and Rolling Knolls Elementary School: or
- A person who has been employed within the Naval Academy or the Annapolis Naval Base for at least the past 12 months.
- A resident of Anne Arundel County and has a disability as defined by the Social Security Administration. (Residents are not considered for a rental or purchase until 90 days have passed from the date the units were offered for sale or rental.)
In addition, if purchasing an MPDU, you must complete homebuyer’s classes provided by Arundel Community Development Services, the Anne Arundel County Community Action Agency, or a HUD-certified homebuyer program.