Who qualifies?

Any person or household who meets the minimum program requirements may apply for the MPDU program. You must be income-eligible and have the necessary income to make mortgage or rent payments and you must not currently own a home. 

The maximum income limits for the City of Annapolis MPDU Program FY 2023 are as follows: 

Household size
Maximum Income*

* Gross annual income from all current sources for all wage earners in the household.

 In addition, you must be one of the following: 

  • A City of Annapolis resident within the corporate limits (see map); or 
  • An employee of the City of Annapolis beyond your probationary period; or 
  • Be employed within the City limits for at least the past 12 months; or
  • Be a full-time teacher or staff member in an elementary, middle or high school within the city limits; or
  • A full-time teacher or staff member in the Annapolis Senior High School district, which includes Annapolis Senior High School, Annapolis Middle School, Hillsmere Elementary School, and Rolling Knolls Elementary School: or
  • A person who has been employed within the Naval Academy or the Annapolis Naval Base for at least the past 12 months.
  • A resident of Anne Arundel County and has a disability as defined by the Social Security Administration. (Residents are not considered for a rental or purchase until 90 days have passed from the date the units were offered for sale or rental.) 

In addition, if purchasing an MPDU, you must complete homebuyer’s classes provided by Arundel Community Development Services, the Anne Arundel County Community Action Agency, or a HUD-certified homebuyer program. 

Show All Answers

1. What is an MPDU?
2. What do you mean by moderately priced housing - is this low income housing?
3. Is this a subsidized housing program?
4. Who qualifies?
5. How do I know if I live in the City of Annapolis
6. Is there a minimum income required to purchase or rent an MPDU?
7. Where can I get an application for the MPDU Program?
8. What must I include with the application?
9. Will you perform a credit check?
10. I do not have a job can I still apply?
11. If I am self-employed, what will you accept in the place of a pay stub?
12. I lost last year's tax return - do you really need it?
13. My last tax return shows more income than I now make. Will this affect my eligibility for the program?
14. I do not receive a paycheck stub. What can I submit instead?
15. When may I apply for a certificate?
16. After a person submits an application for a Certificate of Eligibility, about how long does it take to receive the certificate?
17. How long is a certificate valid? When a certificate expires, can it be renewed?
18. How long do you keep my file?
19. What types of units are available through the MPDU program?
20. Once a Certificate of Eligibility is issued, then what happens?
21. What if I do not want to buy or rent the unit that is offered to me by a builder?
22. If I purchase or rent an MPDU, can I rent it to someone else?
23. Can I come into your office to get more information?