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No. the ADU is part of your home. You can only sell the ADU if you sell your house too.
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Since the site and construction of each ADU varies, it is impossible to estimate. The cost per-square-foot is likely to be the same as other new residential construction. Builders and architects can give you rough estimates.
Many people will draw on a home equity line of credit if there is equity in an existing home. You can refinance your existing mortgage or take out a larger loan to provide construction cash. Some people take out a construction loan and refinance the loan with a new mortgage when the construction is completed. Talk with your lender about the best option for you.
Yes. Contact the Department of Planning and Zoning for more information.