Financing and Loans

A variety of funding resources are available to Annapolis companies, from small businesses selling locally, to those engaged in international trade


The City of Annapolis, Anne Arundel County, and the State of Maryland offer a wide range of financing and tax credits that provide new and existing businesses with the opportunity to reduce costs, spur investment, increase revenues, and create jobs.

Annapolis Tax and Financial Incentives

When making decisions about your business, costs are important. We recognize your investment in the community and the City of Annapolis wants to help you invest more of your resources in your business. Incentives are the City’s investment in its economic future and your business.

Anne Arundel County

Through the City’s partnership with Anne Arundel Economic Development Corporation, businesses may qualify for available loans. 

State of Maryland 

Maryland Department of Commerce offers various financial incentives that include venture capital investments and tax credits, direct loans, grants and loan guarantees. 

Federal Grants 

The Small Business Innovation Research (SBIR) program is a highly competitive program that encourages domestic small businesses to engage in Federal Research/Research and Development. The Small Business Technology Transfer (STTR) is another program that expands funding opportunities in the federal innovation research and development arena.

Equity Funding

An equity investment generally refers to the buying and holding of shares of stock on a stock market by individuals and firms in anticipation of income from dividends and capital gains, as the value of the stock rises. Connect with investors at Gust, Angelist, MyCapital, Mid-Atlantic Venture Association and Funding Post.


Crowdfunding is the process of raising money to fund a project or business venture through many donors using an online platform. Today, in addition to some of the first crowdfunding platforms Kickstarter and Indiegogo, others have been developed to cater to specific categories. Crowdfunder is an equity-based platform which is used for businesses looking to raise investment capital.

Businesses in Annapolis have a variety of funding sources to help take their ventures to the next level.